- For High-Risk, Medium-Risk & Low-Risk Businesses
Payment Processing That Actually Gets You Approved
We specialize in industries most processors avoid. Whether you sell CBD, vape, credit repair, nutraceuticals, coaching programs, firearms, collections, gaming, travel, dating, supplements, e-commerce, or ANY other high-risk product or service – we find real banking solutions where others say no.
- Fast Underwriting
- Smarter Approvals
- Stable Long-Term Processing
- Zero Surprises
- Approved
GATEWAY
NMI
Bank Match
Tier 1
Why Businesses Choose Guardian Pay Pros
Trusted payment solutions designed to secure approval, protect your account, and support long-term growth through real underwriting and reliable banking partners.
We Approve Industries Other Processors Decline
Most processors avoid high-risk categories. We specialize in them. CBD, vape, nutraceuticals, coaching, credit repair, travel, seeds, peptides, MSB, adult, firearms, gaming - and many more.
Real Underwriting - Not “Instant Online Approvals” That Shut Down Later
We place merchants with processors that match their risk profile from day one - preventing the frozen funds, shutdowns, and chargeback nightmares common with aggregators.
Multiple Banking Relationships = Multiple Chances at Approval
If one bank isn’t the right fit, we move you to another. We don’t give up after one “no.”
Chargeback Protection & Stability
We work with processors that evaluate both the current risk and the future stability of your business, ensuring your account stays open.
Transparent Pricing & Free Statement Review
If you already have processing history, we provide a free processing statement analysis to show you where you can save money, reduce risk, and secure better terms.
- FREE DOWNLOAD FOR BUSINESS OWNERS
The Insider’s Guide to Payment Processing -
and How to Make It Work For You
Most business owners are never taught how payment processing really works – until they learn the hard way. This free guide pulls back the curtain.
What’s Inside:
- How payment processing actually works behind the scenes
- Why some businesses get approved instantly vs declined
- The biggest mistakes merchants make (and how to avoid them)
- How to negotiate better rates and reduce unexpected fees
- What underwriters look for before approving your business
Why Download It?
- Save you money
- Speed up your approval
- Reduce risk
- Improve your long-term stability
- Help you choose the right provider (even if it’s not us)
Not ready to apply yet?
Get the guide first – and learn how to protect your business from the start.
What We Offer
Trusted payment solutions designed to secure approval, protect your account, and support long-term growth through real underwriting and reliable banking partners.
Full-Service Merchant Accounts
For businesses that need full underwriting, direct bank approval, and scalable payment processing:
- Credit Card Processing
- Debit & PIN Debit
- High-Risk Products & Services
- Debit & Pin Debit
- Recurring Billing
- International options (where applicable)
Gateways & Integrations
- NMI
- Authorize.net
- USAePay
- Nuxus
- Many others (depending on your vertical)
In-Person Hardware Solutions
For retail, delivery, or hybrid merchants:
- POS Systems
- Smart Terminals
- Mobile Payment Devices
- Apple Pay / Google Pay
Payout Solutions
For businesses that need to send funds to customers or reps:
- Insurance Claims
- Creator Payouts
- Gaming Payouts
- Commission-Based Businesses
Industries We Serve
We serve all industries, including:
High-Risk
- CBD
- Vape
- Nutraceuticals
- Coaching
- Firearms
- MSB
- Gambling
- Dating
- Adult
- Kratom
- Peptides
- and more
Medium-Risk
- e-Commerce
- Subscription Boxes
- SaaS
- Professional Services
- Consultants
- and all other medium-risk industries.
Low-Risk
- Retail
- Salons
- Restaurants
- Hospitality
- Gyms
- Gas Stations
- Local Business
- Home Services
- Accounting Firms
- Law Firms
- and all other low risk industries
Get Started Today
- Fast Review
- No Pressure
- No Obligation
- No Upfront Fees
- Real Underwriting
- Get Real Answers